Super Visa Insurance 2025: Better Rates, Faster Care

A woman looking at trees, a body of water, and houses

New 2025 Super Visa Insurance Rates!

With inflation impacting the Canadian insurance landscape, many providers adjusted their rates by 5-15% over the last two years. However, 2025 has brought positive shifts: some age groups are seeing lower rates, particularly for travelers without pre-existing medical conditions.

At BestQuote, we don’t just find you lower price; we find the best value. This year, we are proud to feature our exclusive MedEC policy, which includes a game-changing benefit for Super Visa holders: Free access to online doctors via Maple.

 

Super Visa Health Insurance Cost

Since the program began in 2011, BestQuote has indexed the largest selection of Canadian policies available online. We host over 20 different policy options in our quote engine, including our own specialized VTC policies. We guarantee the lowest prices and the highest quality providers because several insurance companies actually use our site to benchmark their own competitiveness. 

Important Note: While the info below serves as a guide, prices are subject to change. Final rates will be displayed on your personalized quote page after you fill out the request form.

View: Super Visa insurance FAQ

 

Super Visa Insurance Rates at a Glance (2025)

The following rates represent the lowest prices offered by Canadian companies meeting Super Visa requirements.

Glance #1: No coverage for pre-existing medical conditions; $100,000 maximum

Age$0 deductible
45-50$905.20
51-60$905.20
61-64$1,168.00
65$1,401.60
66-69$1,481.90
70$1,711.85
71-74$2,069.55
75$2,529.45
76-79$2,576.90
80$3,084.25
81-85$3,938.35
86-89$5,756.05


Glance #2: Stable pre-existing medical conditions covered*; $100,000 maximum

Age$0 deductible
40-44$1159.87
45-60$1270.80
61-64$1573.20
65$1778.40
66-69$2001.60
70$2292.20
71-74$2754.00
75$3211.20
76-79$3430.80
80$5517.64
81-85$5517.64
86-88Available depending on medical conditions and stability, please call for price quote by phone
(1-888-888-0510)
89+N/A

*Rates for 90+ are available depending on medical stability; please call for a custom quote.

 

Save More with Flexible Deductibles

A deductible is the amount you pay out-of-pocket before your insurance covers the rest. Generally, the higher your deductible, the lower your premium.

  • Wide Selection: Choose from options like $0, $100, $500, $1,000, and even $10,000.
  • Instant Savings: When you get a quote, you can toggle between deductible amounts to see your price drop instantly.
  • Pro Tip: Select a deductible that balances your monthly budget with what you can comfortably pay in an emergency.

 

Professional Service at No Extra Cost

By law, insurance rates are regulated—meaning you pay the same price whether you buy through us or directly from the insurance company. As your broker, we work for you at no additional fee, earning a commission from the provider instead.

Why work with BestQuote?

  • Expert Advice: We help you navigate complex medical questions and policy benefits.
  • Full Support: We manage your policy dates, process refund requests, and advocate for you during claims.
  • Exclusive Options: Access specialized policies like MedEC (with Maple telehealth) that aren't available through standard channels.

So, get a quote, review the details, and call us with any questions at 1-888-888-0510 (toll-free) or 647-799-2032 (Toronto), 403-800-1582 (Calgary) or 604-259-2544 (Vancouver). We'll be glad to help.

 

Flexible Monthly Payment Options

We understand that paying for a 365-day policy upfront can be a significant expense. To help, we offer specialized policies that allow for convenient monthly installments.

  • Low Upfront Cost: Start your coverage with just a $50 billing fee plus two months' premium.
  • Budget-Friendly: Spread the remaining cost over the duration of the traveler's stay.
  • Government Approved: In 2025, the Canadian government (IRCC) continues to accept monthly payment plans for Super Visa applications and entry.
  • How to Quote: On our quote request form, simply change the second field from "Emergency Medical" to "Monthly Payments" to see eligible plans.

Note: While monthly plans help with cash flow, they are typically more expensive over the full year compared to upfront plans. Additionally, refunds for monthly plans are usually calculated by whole months, whereas annual plans often offer pro-rated daily refunds.

 

Choosing appropriate coverage is not the same as finding the lowest rate. Call or email us for assistance in finding the right policy. If you cannot find the above prices for your age bracket after receiving a quote from our quote engine, please contact us for assistance at 1-888-888-0510.

Our Rating